by Karthik Krishnan | Sep 5, 2019 | Blog
The ideal investment for a financial investor is one that moves with the market in a good economy and against it (or not change much with it) in a bad one. Finding such an investment is hard. The best that investors can typically do is to invest a portion of their...
by Karthik Krishnan | May 6, 2019 | Blog
An important effect of student debt that has not received a lot of attention is that it reduces the amount of time available to finding a job and leads to compromises during job searches. Students have to make debt payments after graduation and must find employment as...
by Ford Draper | Apr 24, 2019 | Blog
We have heard the concern that income share agreements (ISAs) can be like indentured servitude. At face value, this seems plausible, given the notion of “income sharing” embedded in the name of this financing option. I would like to dispel this criticism of ISAs in...
by Karthik Krishnan | Mar 2, 2019 | Blog
Update (3/2019): I had a great conversation with Will Quist at the 2019 Life Capital conference and acknowledge his well taken point. That is, in the discussion that follows, we are assuming that ISAs have a cap. The question of what kind of cap structure is optimal...
by Karthik Krishnan | Jan 8, 2019 | Blog
ISA investing strategy, like any other investment option, has risks. Having invested in early stage companies as angel investors, the co-founders of MentorWorks take risk and risk mitigation very seriously. Our ISA investment risk assessment strategy is similar to...